Reverse factoring

Reverse factoring – financing of invoices issued to you by suppliers in Lithuania or abroad. Also known as a future liability requirement.

It is a suitable financial product when you have a buyer to whom you will supply goods but do not have working capital to buy those goods.

Faktoro pays invoices issued by the supplier of goods and awaits payment from your customer – the buyer of goods or services.

It is a particularly useful financing product for wholesalers trading in large quantities of goods.

Reverse factoring financing

Factoring is a particularly quick and easy way to get working capital. Simply sell your invoice to Faktoro and use the received working capital to grow your business!

1. You receive an order from your customer

You receive an order from your customer. Great!

 

 

2. You get an offer from your supplier
3. You make an offer for the ordered goods or services to your customer
4. You fill out the Faktoro financing application and receive financing
Benefits for your company
More goods
You can order more goods or raw materials
Larger orders
You can execute higher-value orders because you do not freeze your funds
More partners
Being able to provide longer grace periods allows you to work with more companies
Reverse factoring
Financing fee
From 0.5% to 2% for a 30-day term. No hidden fees!
Financed amount
Up to 90% of the invoice amount.
Invoice amount
We finance invoices from €5,000 to €1,000,000.
Single use
  • 0% contract fee
  • 0.9-2% invoice funding fee
  • Economical as you only pay when you use
  • For invoices from
    EUR 5 000
  • Invoice payment period up to 120 days
  • Convenient for occasional working capital needs
  • Fast – money is disbursed within 24 hours of account upload
Invoice amount (€)
5000
Payment term (days)
30
60
90
120
4500€
You will receive immediately
455€
You receive after your buyer pays us
45€
Cost
4955€
You receive in total
This is a preliminary calculator. We will provide you with an exact quote upon completion of the application form.
Long-term
  • 0.5% annual contract fee
  • 0.1-2% annual interest
  • Financing from €30 000 to €1 000 000
  • Invoice deferral period up to 180 days.
  • Individual – we evaluate each case
  • Exceptionally fast – we plan ahead together
  • Flexible – more business growth opportunities
  • Lower costs
Advantages of factoring
  • You receive the money within 24 hours.
  • No collateral or surety required
  • We also finance young companies
  • You save time and money
Factoring products
  • Open factoring
  • Silent factoring
  • Reverse factoring
  • Export factoring