Silent factoring

Silent invoice factoring – financing of invoices that you issue to customers in Lithuania or abroad when your customer is not informed about the financing.

When financing invoices by classic factoring, the buyer of goods or services must sign an agreement to pay the invoice to the financier. However, if you do not want your customer to find out about factoring or when a business partner refuses to sign the notification and pay the invoice to the financier, silent factoring is a great solution.

You receive payment for the invoices issued without waiting for the payment deadline, and your client is not notified about the invoices being financed.

Silent factoring financing

Factoring is a particularly quick and easy way to get working capital. Simply sell your invoice to Faktoro and use the received working capital to grow your business!

1. You issue an invoice

You issue an invoice for the goods or services provided to your customer. You also forward the invoice to Faktoro.

2. You receive payment
3. Upon receipt of payment from the customer, you transfer money to Faktoro
Benefits for your company
More goods
You can order more goods or raw materials
Larger orders
You can execute higher-value orders because you do not freeze your funds
More partners
Being able to provide longer grace periods allows you to work with more companies
Silent factoring
Financing fee
From 0.5% to 2% for a 30-day term. No hidden fees!
Financed amount
Up to 90% of the invoice amount.
Invoice amount
We finance invoices from €5,000 to €1,000,000.
Single use
  • 0% contract fee
  • 0.9-2% invoice funding fee
  • Economical as you only pay when you use
  • For invoices from
    EUR 5 000
  • Invoice payment period up to 120 days
  • Convenient for occasional working capital needs
  • Fast – money is disbursed within 24 hours of account upload
Invoice amount (€)
Payment term (days)
You will receive immediately
You receive after your buyer pays us
You receive in total
This is a preliminary calculator. We will provide you with an exact quote upon completion of the application form.
  • 0.5% annual contract fee
  • 0.1-2% annual interest
  • Financing from €30 000 to €1 000 000
  • Invoice deferral period up to 180 days.
  • Individual – we evaluate each case
  • Exceptionally fast – we plan ahead together
  • Flexible – more business growth opportunities
  • Lower costs
Advantages of factoring
  • You receive the money within 24 hours.
  • No collateral or surety required
  • We also finance young companies
  • You save time and money
Factoring products
  • Open factoring
  • Silent factoring
  • Reverse factoring
  • Export factoring